Small Business Funding in
All 50 States

Funding That Doesn't Care Where You're Based

Small business funding used to be hyper-local. The bank on your corner decided whether you could expand, hire, or buy that next piece of equipment — and if they said no, your options were thin. That's no longer true.

The Broker Shop works with a network of vetted funders licensed to fund businesses nationwide. When you submit one short application, you're matched to that entire network of the right funders — not one funder at a time, not state by state. A trucking company in Wyoming sees the same offer set as one in New York. A restaurant in Mississippi gets the same MCA rates as one in California. Geography stops being a ceiling.

State-Specific Disclosures, Handled Automatically

What does change by state are the legal disclosures on the offers themselves. California, New York, Virginia, Utah, Georgia, Connecticut, and a growing list of others all have specific commercial-finance disclosure rules — Truth-in-Funding-style requirements unique to each state. Our funders comply with each. You receive the right disclosure for your state automatically; you don't have to know the difference.

Consistent Qualifying Requirements

Minimum requirements are consistent coast to coast: typically 6+ months in business, $10,000+ in monthly revenue, and a business bank account in good standing. Personal credit matters less than most owners assume — funders weigh business performance heavily. We've closed deals for owners with 500 personal credit scores; we've also walked away from owners with 800 credit when the revenue didn't support the ask.

How We Get Paid (And Why It's Free to You)

Our service is 100% free to the small business owner. No application fees. No broker fees. No retainers. The funder pays our commission only when your deal closes — and only the funder you choose to accept an offer from. If nothing fits, you walk away owing nothing. The pre-qualification process uses a quick application that won't affect your credit score.