The Bank Said No.
We Say Let's Find
a Way.

The Broker Shop connects your business to 50+ competing lenders so you get the best rate not just any rate. Pre-qualify in 2 minutes. Get funded in 24 hours.

100% Free to You
$5K–$5M Available
Any Industry, Any Stage
All 50 States
Your Funding Application
Live
$1,000,000
Drag to explore your funding range
$5,000 Min$5M Max
Application Submitted
2 minutes · No credit check
2
Matching Lenders Now
50+ lenders competing for your deal
3
Funds Deposited
As fast as today
Approval Time
Under 24 Hours
🏆
Lender Network
50+ Partners
$0M+
Capital Deployed
0+
Businesses Funded
24hrs
Average Funding Time
50+
Lender Partners

Get Your Small Business Funded in 3 Simple Steps

No bank bureaucracy. No weeks of waiting. Just a clear, fast path to the capital your business needs.

📋
1

Apply in 2 Minutes

Tell us about your business and what you need. No credit check required. Zero commitment, zero pressure.

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2

We Do the Legwork

Your file goes to 50+ competing lenders simultaneously. They drive your rate down — not up.

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3

Get Funded in 24 Hours

Pick the offer that fits. We handle the paperwork. Funds hit your account — often the same day you're approved.

Real Clients, Real Results

Real Small Businesses.
Real Funding. Real Results.

Why Choose Us

Your Small Business Funding Broker We Work for You,
Not the Banks.

How We Compare
The Broker Shop — Approval Speed
The Broker Shop24 Hours
Traditional Bank — Approval Speed
Big Banks30–90 Days
Our Client Approval Rate
The Broker Shop~85%
Bank Approval Rate for Small Business
Big Banks~22%
$0
Our service costs you absolutely nothing. Lenders pay us when you fund.
🎯

We Do All the Legwork

One application reaches 50+ lenders simultaneously. We negotiate, follow up, and handle the paperwork. You just pick your offer.

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No Credit Check to Pre-Qualify

See your real funding options without any impact to your credit score. We evaluate your business on revenue, time in business, and potential.

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A Broker on Your Side, Not Theirs

We're paid by the lender when you fund — which means we're incentivized to find you the best deal. Your success is our business model.

Every Funding Type, One Place

MCA, SBA, term loans, lines of credit, equipment financing — matched to your needs.

Funding Available Today — No Credit Check Required
Apply Now — Free →

Business Funding for Every Industry

Every industry has unique cash flow challenges. We speak your language.

🍕

Restaurants & Food Service

Equipment upgrades, seasonal slowdowns, expansion capital. Get funded fast without the long bank wait.

🏗️

Contractors & Construction

Bridge the gap between project start and payment. Fund equipment, payroll, and materials without stress.

🚛

Trucking & Logistics

Fleet expansion, repairs, fuel costs. Keep your operation moving with fast, flexible capital.

💅

Salons & Med Spas

New equipment, marketing campaigns, second location. Grow without tapping personal savings.

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Retail & E-Commerce

Inventory financing, holiday stock-up, expansion. Capital when you need it, not when the bank decides.

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All Other Industries

Don't see your industry? We fund 50+ business types — from auto shops to law firms. Find yours here.

Funded & Loving It

Owners Who’ve Been There.

Real businesses, real funding amounts, real timelines — from owners who’ve closed deals through The Broker Shop.

$180K Funded
★★★★★
"

I'd been turned down by three banks. The Broker Shop got me $180K in 48 hours. Transparent process, no hidden fees, no surprises. I finally opened my second location.

MR
Marcus R.
Restaurant Owner · Brooklyn, NY
$320K Funded
★★★★★
"

We needed to expand our fleet. Traditional financing was taking forever. The Broker Shop gave us three offers in 24 hours. We went from 8 trucks to 14.

SL
Sandra L.
Trucking Owner · New Jersey

Read Before You Borrow.

Plain-English guides on merchant cash advances, factor rates, broker fees, bad-credit funding, and the most common mistakes business owners make.

📘
What Is a Merchant Cash Advance?
The complete guide to how MCAs work, factor rates, daily holdbacks, and who qualifies.
Read →
📊
MCA Rates & Factor Rates
What factor rates mean, how total cost is calculated, and what a fair rate looks like.
Read →
🏛️
MCA vs SBA Loan
SBA is cheaper, MCA is faster. When each makes sense — and when neither does.
Read →
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Funding with Bad Credit
Which financing options work at 500+ credit, and how to maximize approval odds.
Read →
Same-Day MCA
How same-day funding actually happens — and how to make sure yours qualifies.
Read →
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Browse the Full Blog
Every guide, every FAQ, every cost breakdown — searchable in one place.
Open Blog →

Small Business Funding FAQs

Still not sure? Call us. We're real people who actually pick up.

📞 (877) 888-4278 Apply Now — Free
2 min
To pre-qualify
24 hrs
Avg. funding time
50+
Lenders competing for you
$0
Cost to you — ever
🔒
Your info is safe with us
We never sell your data. Pre-qualifying uses a soft pull only — zero impact on your credit score.
Will this hurt my credit score?

No. Pre-qualifying uses a soft pull only — zero impact on your credit score. A hard pull only happens if you choose to move forward with a specific offer, and we'll tell you before it happens.

How much can I qualify for?

We work with funding from $5,000 to $5 million. The amount depends on your monthly revenue, time in business, and the type of funding. Most clients qualify for more than they expected.

What if I have bad credit?

We work with business owners across the credit spectrum. Many of our lenders focus on business performance — monthly revenue and time in operation — not just personal credit. Apply and let us see what's available.

What does it cost to work with you?

Absolutely nothing. Our service is 100% free to you. We're compensated by the lender when your deal closes — which is why we're motivated to find you the best deal possible.

How fast can I actually get funded?

Many clients receive approval within hours and funds within 24 hours of approval. Same-day funding happens regularly. Larger or more complex deals (SBA loans) may take a few days — we'll give you a clear timeline upfront.

Do I need to put up collateral?

For most products — no. MCAs, revenue-based financing, and lines of credit are unsecured. Equipment financing uses the equipment itself as collateral. Larger SBA loans may require collateral. We'll walk you through what's right for your situation.

See all FAQs
💬
The Broker Shop
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